Urban Industry and Klarna
Who are Klarna?
Klarna are a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna are the provider of smooth payments to more than 190,000 online stores. Over 80 million consumers worldwide have trusted Klarna to securely handle their payments.
Urban Industries Ltd is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.
Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure that you can afford to make your monthly repayments on time.
How does it work?
Klarna Pay later gives you 30 days to pay once your order has been shipped or split your order Into 3 easy instalments. No Fees, No fuss.
Add products to your cart and select Klarna when you checkout.
Enter a few personal details and you'll know instantly if you're approved.
Klarna will send you an email confirmation and reminders when its time to pay.
You can complete your future Klarna purchases with just one click.
Pay in 3 Interest-Free instalments
Split your purchase into three equal payments. Just enter the credit or debit card details of your choice and make automatic payments every 30 days. No Credit checks, and no interest or fees. See the FAQ's for Pay in 3 here
Pay in 30 Days
Once your order is confirmed, you'll receive an email with payment instructions within two days from Klarna. You'll then have 30 days after your order is shipped to pay. Complete the payment online, at your convenience, with no extra cost. You can pay via credit or debit card at Klarna.com. See the Faq's for Klarna Here.
Am I eligible? / Will I be accepted?
To use the Pay Later or Pay in 3 options you must be at least 18. Whilst these options are widely promoted, they are subject to your financial circumstances. When choosing Pay later, our soft-search assessment will not affect your credit rating.